Digital Terms of Use
Last updated: June 2025
These Digital Terms of Use (these “Terms of Use”) shall apply to individual visitors to any website of Anchor Accounting Services, LLC (“Anchor”, “we”, “us” or “our”)(each a “Website”) and shall constitute such visitor’s agreement to abide by the Terms of Use.
The Website is provided to assist Website visitors in gathering information about our products and services (“Services”), providing information about how to contact us for more information about our Services, accessing our public disclosures and other information (collectively the “Offerings”).
THESE TERMS REQUIRE ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES, AND INCLUDE A WAIVER OF A JURY TRIAL OR CLASS ACTION. (See Section 13 below)
This Website is made accessible to you conditioned upon your acceptance without modification of all the Terms of Use. By accessing or using this Website, you agree to be bound by these Terms of Use, and our Privacy Notice which is incorporated into these Terms of Use by reference. By accessing or using the Website, you consent to all actions taken by us with respect to your information in compliance with the Privacy Notice. If you do not accept these Terms of Use, please do not use this Website (or its related platforms) to access any information thereon, including the Offerings.
We reserve the right at any time, at our sole discretion, to change or otherwise modify these Terms of Use without prior notice, and your continued access or use of this Website (or its related platforms) signifies your acceptance of the updated or modified terms of the Terms of Use. You should be sure to return to this page to review the most current version of the Terms of Use.
THESE TERMS OF USE SET FORTH THE LEGALLY BINDING TERMS AND CONDITIONS THAT GOVERN YOUR ACCESS TO AND USE OF THE WEBSITE.
As a condition of your use of the Website, you represent and warrant that:
We retain the right at our sole discretion to deny anyone access to the Website, at any time and/or for any reason, including, but not limited to, for violation of these Terms of Use.
To access the Services, you may be asked to provide certain registration details or other information to create an account (an “Account”, which may be a Company Account or a User Account, as defined below). These Terms of Use apply to the organization that is creating an account (each a “Company”) and any user (each an “Authorized User”) of an account (each a “User Account”) issued under Company's administrative account (the “Company Account”). Any other account issued directly to an individual (and not associated with a Company Account) will also be considered a “User Account” and the owner of that account will also be considered an “Authorized User.” It is a condition of your use of the Services that all information you provide to us is correct, current, and complete.
Portions of the Services available to different Authorized Users may vary. No Authorized User has access to all portions of the Services. You agree not to use or access, or attempt to use or access, any portion of the Services for which you are not intentionally given access to by Anchor and/or Company, as applicable.
Any use of a User Account comprising a Company Account shall be considered a use of such Company Account. Each User Account must be designated for use by a named individual, and Company may allow only such named individual to use the User Account designated for him or her. If an Authorized User is no longer authorized by Company to use and access a User Account, Company shall immediately contact Anchor and identify such Authorized User and request that it deactivate such User Account. Company will be responsible for all access to, and use of, the Services by an Authorized User (and anyone that uses and/or accesses the Services through a Company Account or a User Account comprising the Company Account) and for any damage Anchor incurs as a result of any act, error, or omission of any Authorized User (and anyone that uses and/or accesses the Services through a Company Account or a User Account comprising the Company Account). Any breach of these Terms of Use by an Authorized User (and anyone that uses and/or accesses the Services through a Company Account or a User Account comprising the Company Account) shall be considered a breach by Company.
Each Authorized User hereby acknowledges that Company may have submitted personally identifiable information about him/her to Anchor. Each Authorized User further acknowledges that Company may control his/her access to the User Account and all content therein, including termination and/or suspension of access to the User Account.
If you choose, or are provided with, a username, password, or any other piece of information for an Account, you must treat such information as confidential, and you must not disclose it to any other individual or entity. You also acknowledge that your Account is personal to you and agree not to provide any other person with access to the Services using your Account. You agree to notify Anchor immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you exit from your Account at the end of each session. You should use caution when accessing your Account from a public or shared computer so that others are not able to view or record your password or other personal information.
Anchor has the right to disable any username, password, or other identifier at any time in its sole discretion for any or no reason, including if, in its opinion, you have violated any provision of these Terms of Use.
The content and information on the Website, as well as the infrastructure used to provide such content and information, is proprietary to us or our business partners and/or third-party providers. You agree not to modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, assign, or sell or re-sell any information, software, products, or units obtained from or through the Website.
Additionally, you agree not to:
Our trademarks, service marks, graphics and logos used in connection with the Website or the Offerings are the intellectual property of Anchor or its licensors. Other trademarks, service marks, graphics and logos used in connection with the Website or the Offerings may be the intellectual property of other third-parties. Your use of the Website or access to the Offerings does not grant you any rights or licenses to reproduce or otherwise use any Anchor intellectual property or third-party intellectual property.
We shall exclusively own any and all intellectual property and data generated by the use of Services by you. You agree to execute and take all such further action as may reasonably be required in order to effectuate the terms and intent of our Services. Any and all content displayed or otherwise used to perform the Services is the property of and shall include graphics, text, logos, images, and audiovisual content. You are prohibited from redistributing, selling, or otherwise repurposing our content without the written consent of Anchor.
If you believe in good faith that materials hosted by us infringe your copyright, you (or your agent) may send us a written notice that includes the following information:
The notice must be signed by the person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
It is Anchor's policy to terminate, in appropriate circumstances and to the extent it is able to do so, the accounts of users of the Website who are repeat copyright infringers or who are the subject of repeated copyright infringement complaints.
This Website may be linked to other websites on the internet that are not under the control of or maintained by us, including social media websites. We are not responsible for the acts of any third party. The materials on our Website are provided on an “as is” basis. Anchor makes no warranties, may it be expressed or implied, therefore negates all other warranties. Furthermore, Anchor does not make any representations concerning the accuracy or reliability of the use of the materials on its website or otherwise relating to such materials or any sites linked to this site. Such links do not constitute an endorsement by us of any such websites. You acknowledge that we are providing these links to you only as a convenience, and you agree that we are not responsible for the content or links displayed on such websites to which you may be linked from the Website. Your interactions with third-parties found on or through the Website, and any other terms, conditions, warranties or representations associated with such dealings are solely between you and such third-parties.
You agree that we shall not be responsible or liable for any loss or damage incurred as a result of your dealings with any third-parties. If there is a dispute between participants on the Website, or between users and any third-party, you understand and agree that we are under no obligation to become involved.
We may provide links to third party integrations. Third party integrations are websites or platforms that synchronize with our Website to provide you with additional functionality, tools, or services.
You acknowledge and agree that we are not responsible for the availability of such sites or resources and do not endorse and are not responsible or liable for any content, advertising, goods, services or other materials on, available through, or provided by such sites or resources.
We are not responsible for the privacy or other practices of such sites and cannot guarantee the security of any personal information that you provide to such sites or that such sites collect. We encourage you to review the privacy policies and terms and conditions on those linked sites.
By using the Website, you agree to release, discharge, indemnify and hold harmless Anchor, its contractors, its licensors, and their respective affiliates, directors, officers, employees and agents from and against any and all claims and expenses, including legal fees, arising out of your use of the Website, including but not limited to out of your violation of any representation or warranty contained in these Terms of Use.
We shall not be liable to you or to any third-party for any loss of use, revenue or profit, or for any consequential, incidental, indirect, exemplary, special, or punitive damages whether arising out of breach of contract, tort (including negligence), or otherwise, regardless of whether such damage was foreseeable and whether or not we have been advised of the possibility of such damages, and notwithstanding the failure of any agreed or other remedy of its essential purpose.
We make no warranties to you except as expressly set forth in these Terms of Use. All other warranties, express and implied, are expressly disclaimed.
Your use of the Website is at your own risk. We do not warrant the accuracy or timeliness of the Offerings or the ultimate availability of any Services as represented via the Website. We have no liability for any errors or omissions in the representations of information on the Website.
The descriptions, pictures and other representations of any Offerings on the Website may contain inaccuracies and errors. We do not make any warranty or representation with respect to the accuracy or completeness of any such information. Furthermore, the information provided on the Website may change without notice to you at any time in our or a third-party’s sole discretion. We or a third-party shall have the right to amend or correct inaccurate or incomplete information made available via the Website from time to time, as needed.
THE WEBSITE IS PROVIDED TO YOU ON AN “AS IS” AND “WHERE-IS” BASIS, WITHOUT ANY WARRANTY. ANCHOR, FOR ITSELF AND ANY THIRD-PARTY PROVIDING MATERIALS, SERVICES, OR CONTENT TO THE WEBSITE, MAKE NO REPRESENTATIONS OR WARRANTIES IN CONNECTION WITH THE WEBSITE INCLUDING BUT NOT LIMITED TO THE QUALITY, SUITABILITY, TRUTH, ACCURACY, OR COMPLETENESS OF ANY MATERIAL, INFORMATION, PRODUCT, OR SERVICE CONTAINED ON THE WEBSITE. ALL CONDITIONS, REPRESENTATIONS, AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, ARE HEREBY DISCLAIMED. ANCHOR WILL NOT BE LIABLE TO YOU OR ANY THIRD-PARTY FOR ANY DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, ARISING FROM OR CONNECTED WITH THE WEBSITE, INCLUDING BUT NOT LIMITED TO, YOUR USE OF THE WEBSITE OR YOUR INABILITY TO USE THE WEBSITE, EVEN IF ANCHOR HAS PREVIOUSLY BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
We encourage you to contact us using the information in the Contact Us section below for complete, accurate and up-to-date information about information provided on the Website, including the Offerings.
Any unauthorized use of the Website may violate copyright laws, trademark laws, the laws of privacy and publicity and regulations and other applicable laws and regulations. You alone are responsible for your actions or the actions of any person using your username and/or password for the Website. As such, you shall indemnify and hold Anchor its contractors, its licensors, and their respective affiliates, directors, officers, employees and agents harmless from and against any and all costs, damages, liabilities, and expenses (including attorneys' fees) incurred in relation to, arising from, or for the purpose of avoiding, any claim or demand from a third-party that your use of the Website or the use of the Website by any person using your user name and/or password violates any applicable law or regulation, or the rights of any third-party.
Our Privacy Notice is available at https://app.ficatc.com/privacy-policy/.
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You agree that your use of the Website shall be governed by all applicable federal laws and the laws of the Commonwealth of Virginia without giving effect to any principles of conflicts of law. You expressly agree to submit to the sole and exclusive jurisdiction of the state courts of Chesterfield County, Virginia.
You agree that, with the exception of any suit to collect any compensation owed to Anchor as a result of the Services, such suit(s) which may be filed by Anchor in the Circuit Court of Chesterfield County, Virginia, any dispute, claim, or controversy arising out of or relating to this Website, including the determination of the scope or applicability of this Agreement to arbitrate, shall be determined by arbitration in the Commonwealth of Virginia, specifically in Chesterfield County. The arbitration shall be administered by the American Arbitration Association (“AAA”) or The McCammon Group according to the Commercial Arbitration Rules of the AAA then in effect, except as modified here. The Arbitrator shall be selected by Anchor. The Arbitrator’s decision shall be final and binding, and judgment on the award rendered by the Arbitrator may be entered in any court having jurisdiction thereof. You agree to give up rights to litigate your claims against Anchor in court or before a jury, or to participate in a class action or representative action with respect to your claims.
To begin an arbitration proceeding, you must send a letter requesting arbitration and describing your claim to our registered agent.
You agree that any dispute resolution proceedings will be on an individual basis and not in a class, consolidated or representative action, and claims of more than one customer or user cannot be arbitrated or litigated jointly or consolidated with those of any other customer or user without the consent of Anchor. If for any reason this claim proceeds in court rather than arbitration, we each waive any right to a jury trial, and such claims will proceed in accordance with the Governing Law provision in these Terms. We also both agree that you or we may bring suit in court to enjoin infringement or other misuse of intellectual property rights.
If any provision of this arbitration agreement is found unenforceable, the unenforceable provision will be severed and the remaining arbitration terms will be enforced
We make no guaranty of confidentiality or privacy of any communication or information transmitted on the Website or any website linked to the Website. We will not be liable for the privacy of the information, e-mail addresses, registration and identification information, disk space, communications, confidential or trade-secret information, or any other content transmitted over networks accessed by the Website, or otherwise connected with your use of the Website.
Anchor strongly discourages the use of ordinary email systems to communicate with Anchor. Ordinary email systems and messages may be vulnerable to interception, alteration and loss. Anchor will not be responsible to anyone for any damages arising out of or in connection with any email sent to Anchor using email.
Text messaging can be an efficient and convenient way for us to keep you informed about important updates and time-sensitive information. By using our services, you implicitly agree and consent to receive communications via text messaging from Anchor and/or our affiliates unless you explicitly request otherwise. However, we respect your preferences, and you can opt out of text messaging or any other form of communication at any time by contacting us directly. Please note that even if you choose to opt out of marketing communications, we will continue to send you essential notifications and updates necessary for the proper functioning of your account and the services we provide.
We may prohibit you from participating in or utilizing the Website if, in our sole and absolute discretion, you show a disregard for the Terms of Use or act in an unacceptable manner, such as with the intent to annoy, abuse, threaten, or harass any other person, or in any other disruptive manner. We also reserve the right to refuse service, terminate accounts, remove or edit content or cancel orders in our sole and absolute discretion without notice to you.
If for any reason any portion of the Website is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond our reasonable control which corrupt or affect the administration, security, fairness, integrity, or proper conduct of the Website, we reserve the right, but do not assume the obligation, in our sole and absolute discretion, to prohibit you and any other individual or entity from using the Website, and to cancel, terminate, modify or suspend the Website or any portion thereof and void such information.
Anchor controls and operates this Website from its office locations in the United States of America and makes no representation that the services are appropriate or will be available for use in other locations. Unless otherwise explicitly stated, all marketing or promotional materials found on this Website are directed to individuals, companies, or other entities located in the United States of America. If you use this Website from outside the United States of America, you are entirely responsible for compliance with applicable local laws.
You agree to cooperate fully and execute any and all supplementary documents and to take all additional actions that may be necessary or appropriate to give full force and effect to the basic terms and intent of these Terms and for any Services we provide to you.
You shall not assign any rights or delegate any duties or obligations hereunder or transfer or otherwise dispose of these Terms of Use or any part of the Terms of Use or its rights, title and interest herein. Any assignment or delegation made without our express written approval shall be null and void. Any assignment of these Terms of Use so consented to shall not, however, relieve you of your obligations, representations and warranties under these Terms of Use. We shall not be liable or responsible you, or be deemed to have defaulted under or breached these Terms of Use, for any failure or delay in fulfilling or performing any term of these Terms of Use, when and to the extent such failure or delay is caused by or results from acts beyond our reasonable control, including, without limitation, fires, floods, strikes, civil, governmental or military authorities, acts of God, acts of terrorism, acts of war, epidemics, pandemics, health or safety restrictions. The Terms of Use are for the sole benefit of the parties and their respective successors and permitted assigns and nothing herein, express or implied, is intended to or shall confer upon any other person or entity any legal or equitable right, benefit or remedy of any nature whatsoever under or by reason of these Terms of Use. If any provision of the Terms of Use (or part of any provision) is found by any court or another authority of competent jurisdiction to be invalid, illegal or unenforceable, that provision or part-provision shall, to the extent required, be deemed not to form part of the Terms of Use, and the validity and enforceability of the other provisions of these Terms of Use shall not be affected.
Should you wish to conduct us with respect to the Website, information made available thereon, or the Offerings, communications may be sent via regular mail to:
Anchor Accounting Services
Customer Support: clientservice@anchoraccounting.net
Phone: 804-673-9070
Mail: 5309 Commonwealth Centre Parkway, Midlothian, VA 23112
We will review and address all communications sent pursuant to these Terms of Use.
Please be aware that you may be liable for damages if you make a false claim of copyright infringement.
©2025 by Anchor Accounting Services, LLC. All rights reserved.
